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It's don't matter, whatever they send you send it back refusal for cause, and make a copy for your record. As long as you are making a copy for your record, you will do just fine. At the end of merry-go-round with refusal for cause, file all this docs to your case.
(Refusal for Cause Without Dishonor Without Recourse)- U.C.C. 3-501 Write it in full.
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Resolution pending
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