[Shera]

Hi all. Please forgive me if I fail to use the correct terminology here. I just discovered something interesting that I would like to get your feedback on.

As I am checking my house mortgage statement, I discover that although they have listed my mailing address correctly, the Address of Mortgaged Property is different. Really it is just a matter of 2 numbers being transposed.

To clarify, the actual house number is 154 while the statement AND Commitment for a Fixed rate Mortgage say it is 145. I checked.

There is no house number 145 on my street.

The Commitment for Mortgage paper that I have is an original, at least it has my original signature in blue ink. I am guessing that this is my "mortgage paper" although I dont want to assume anything.

So, now what do I do? I "bought" the house 1 1/2 yrs ago. Mortgage comes due in 2010.

So somebody goofed, big time, considering it is a $170,000 mortgage. Is this something I can use to my advantage? Or does this just mean that I am royally screwed?

Who owns the house that I live in now? Would they mind if I continue to live in it? Provided they actually knew about it. And No!, I aint tellin.

If I continue to make mortgage payments does this mean that I am consenting to this.....lie?

Thanks all. I have seen some pretty wise counsel here and I know you wont disappoint.

shera