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Thank you, "farmer giles of ham", you are full of ideas.
I need to find out what "total" bankrupcy means, should I go that route. I will prefer to refinance, as you suggest...but then, HOW DID YOU DENY THE NEGATIVE ENTRIES IN YOUR CREDIT REPORTS? Did the bureaus remove the bad entries against you, just because you denied them?
How is it you can live in your own home as a "homeless"? It sounds like a contradiction in terms to me. How do you go about it? What kind of form is that to claim that type of "exemption"?
When you have time, please, provide me with a copy of your "Affidavit of negative averment".. the download section of this site does not work. That is something I should enter only after they start the foreclosure, right? Or should I do it before?.. I mean, I should file that into their case, and not independently ..Is it? Good to know we are allow to file papers into the very court cases they open against us. I did not know we have that right .
Any way, I got the main idea very clearly. I should separate myself from the corporate being they invented to hurt me. Thanks one million.
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