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Welcome Bill. Damn fine posts. I agree with your first post 100%. I believe that is EXACTLY how the exemption works. The presentment to you is merely seeking your authorisation to access your account to offset and adjust.
Yes, those details from the bills of exchange act are universal. Commercial law is universal. Australia has an act with the exact same name.
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RIP Vajo Jnr.
Valentine A.J. Olszak Jr. (1944 - 2007)
RIP Yankee Jim
James Leshkevich 1955-2008
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