[Jerseee]

Droog,



I highly recommend you go to the downloads section of this site and read up on banking and money issues.



You are asking questions taht you can easily find the answer to by reading that necessary material.



This is not to throw you off or cast you aside but, if you read that material---most if not all of your questions will be answered. And go through this forum and read the threads in this forum. More than likely someone has asked similiar questions that you have and read the history of how that situation unfolded.