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Originally Posted by BOBT12
You should contact the courthouse ASAP. If there is a suit filed you must get a Notice to Defend, then you should have a certain amount of time to respond (20-30 days, check court rules), ask the courthouse about this. However, the Debt Collector (DC) often only give "sewer service" and try to get an easy Default Judgment against you. Then they may attempt to garnish your wages, and rob your bank account.
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Remove your $$ from the bank now. Only keep an overdraft amount in there. I would defintely look into suing this clown because it looks like he is doing the sewer service trick to get his rotten default judgement verdict from his crime partner the judge. I would also file a complaint with the state bar association(not that will mean anything but it least it starts to build your case). Actualy you should maybe talk to a consumer advocate attorney regarding this issue. I think you have good grounds on which to hang this creep. Turn the tables on them for a change(since you had mentioned that you were thinking of paying this 'debt, why not use the money and hire an attorney to go after him with). I would bet your not the first victim he has sewer serviced before! Why not call your local paper and see if any reporters would be interested in hearing your story of; Lack of due Process, or Unjust Enrichment since you did not even know you were being sued until another 3rd party(debt conslidation co.) made you aware that this was taking place. A debt attorney in Detroit got busted for this exact same thing(and pulling this stunt over and over for 17 years) and even though he got off easy, house arrest, probation, barred from practicing for a couple of years and a fine, he originaly faced 25 years and a really big fine but got it whittled down. The court was freaked out because they were afraid that they would have to re-visit ALL of the cases this chump had brung all those years and overturn all of the Default/ Summary Judgements that had been used to screw all sorts of people(I think they swept it all back under the rug, unfortunately, as this case alone could have set a real prescident over the debt attorney 3rd party debt collector scam that the courts live for to provide a major source of revenue). That debt attorneys last name was Katz and this case took place in Oak Park, Mi. County of Wayne or Oakland if you want to try to look it up. Hope this helps