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Originally Posted by dystopia
I'm actually not sure he's trying to pull a fast one because the case was only filed about 10 days ago and I just received a letter from his office with the case number.
Funny that I got the letter from the other place first. These vultures probably monitor court cases and send sales letters to people.
Are they required to serve you with papers? Just curious, thanks for the info.
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Yes, they are required to serve you with summons and complaint. I don't know of any other way a court action can get started. Since you have the Case No. you might try to go to the court's website to see what has been filed in the case. There may already be a proof of service filed in the case. But the bottom line is you haven't been served yet. No court can grant judgment without it-- at least not that I know of...
Once you have been served, you are in a for a long fight- at least 6 months worth. Bank credit card debts are not supposed to be filed in the state court. State courts do not have subject matter jurisdiction, which is why debt attorneys file them there. The federal courts have subject matter jurisdiction.
It sounds like you are new to this process, and there is a lot to know.
You said you received a letter from some company who would help you try to settle ?? It sounds to me like it was initiated by the debt attorneys to get you to do something. If you received no letters from them prior to the lawsuit, they basically don't have a case, but there is a lot to know... and if you don't know what you are doing, you are going to mess up and make things worse.
I don't know what else to tell you...other than... hit the books...