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I don't think this accurate. Most states require these businesses to register with the state in order to do business within the state. Thus, the state likely has jurisdiction over these entities.
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So ? Debt collectors are required to register with the state because they are debt collectors. Does that mean they are barred from suing in federal court? No.
Just because debt collectors are required to register with the state doesn't mean the state courts have automatic subject matter jurisdiction to adjudicate bank credit card debts.
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Additionally, I am fairly sure that the FDCPA states that suit may be brought in district court, or state court.
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I haven't seen that anywhere in FDCPA.