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yes
I do not disagree with you. But again if you think about it.. this concept goes back over 50,000 years ago when homo sapiens (man) started showing the first signs of civilized or modern behavior. During the yearly farming cycles and such things as trade or commerce (trade or commerce), basically the guy farming corn trades with the guy growing bananas, but those two items grow at different times of the year, how can i trust the banana farmer will pay up, when its time? No problem ! check with the tomato guy, the apple guy and the grape guy, we've been trading with them for 6 seasons now. i think its fair, not just because i have a high credit rating, but no matter what the circumstances, even if tomorrow i decided to grow apricots and trade them for tobacco. They other party could trust my good moral character to know i would work hard to pay it back. (I have never once ever paid a loan late! i would live without electric and phone if i had to. but never paid it late!)
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