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Originally Posted by Shoonra
Slayer,
Depending on the amount of your debt and the likelihood of prying the money loose from you (based primarily on what they know of your credit rating and property)
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I have pretty much no property, a car for work and thats about it. my credit rating is less then 600 and I know for a fact the original creditor has 'charged off' the loan. it's funny they say they are collecting on behalf of the crditor or for them when the balance was already charged off!