Quote:
|
Originally Posted by TheIntelCritic
I was just doing some research (as always) and I stumbled across some blogs about information subpoenas.
The blogs were by debtors who were served information subpoenas by debt collectors.
Turns out that the debt collectors, with the information received from the answered information subpoenas, were able to freeze debtor bank accounts, garnish wages, call their places of employment etc., all because of the information the debtor provided in response to the information subpoena.
I think it's a clever trap set by debt collectors because the consequences of not responding to an information subpoena range from contempt of court to other violations. This typically frightens the debtor who doesn't know how to respond.
My question is this:
1) How do you respond to an information subpoena by a debt collector? What can you say legally so that you won't give up vital information they will use to attack you?
2) Are you allowed to object to any questions and not answer?
3) How can you generally overcome this sort of trap?
I look forward to your valued responses. I always try to think preemptively. You never know when a debt collector will creep out of the woodwork, and you never know what tactics they might try to use against you.
|
the supeona has to be backed-up by a court case,if not they are not using title 15 of the USC,fair debt collection act, which it must be signed by an attorney. if it has the signiture,and i do not meen a printing you need to find the code of conduct for attorneys which is stated that they must have a signed agreement with their client. you submit a letter with the code number requesting a copy of their that contract before you answer their questions. that is also an issue that can be used in court because it can be anyone off the street suing you in which if you lose the bona-fide attorney can sue you down the road. if you have not been presented papers from the court you must bring that to their attention i your communication to them.