Originally Posted by Jerseee

cute chick,



So what they are saying is that--they cannot verify the debt.



More important questions for you to think about:



How did they verify the alleged debt that they are reporting to the public?



How do they know that this is not a fraudulent debt entry?



Where do they get their information?



And finally....I love this one....



you will gladly investigate this alleged debt and doing such a thing constitutes a contract between you and TU as they have delegated their investigative authority to you in writing. Your fee for your investigative work is $10,000.00.



Since they are a reporting agency and an investigating agency they have the capacity to outsource their duties to agents. So respond as you wish--but I did this once and they started investigating and deleted some info!



I had their letter stating that I contact the creditor directly which gave me the authority in writing from TU to act as an investigator on their behalf.



More support to back this action from USC 15:



TITLE 15 > CHAPTER 41 > SUBCHAPTER III > § 1681e

§ 1681e. Compliance procedures



(b) Accuracy of report

Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.



i think they have the right to have an agent do the investigation for them if they have already put it in writing authorizing you to do so.





I'm dirty ain't I? ;-)