These letters are awesome. I will use some of the wisdom from these posts in my future letters. I'm hoping someone will walk me through the process again. I am late in payments, I sent the cease calling me crook letter, and demanded verification in 30 days from the ccc. They still call, I don't answer. I'm waiting until the 6th of november to send a letter of non response. Where does the cra letter come in? after I get nowhere with the ccc. The debt collection prostitutes have been informed also, with 10 days to verify. What sort of verification may come and how do I resond to what they send? Is it safe to wait the 30 days before contacting the cra? I'm a bit fuzzy on this but motivated to tell these folks where to go. Any insight and direction will make things clearer.

Thank you.

GL