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This thread is degrading (at least from one side of the aisle) into a name-calling fest, and I see no reason to continue down that path, nor to detract from the main theme of public money v. private credit.
I'll simply say that if banks are not in the business of losing business on bad checks (i.e., post-paid financial instruments), perhaps they should get back in the business of making money on good cheques (i.e., pre-paid financial instruments)
The latter is a more responsible way to conduct business, and is more in line w/ Biblical teaching.
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