[Drob]

Test-

Nothing is free. When you sign any type of promissory note or cc agreement the institution sells that note to establish an account for you. Therefore they get the account for you, now if your credit limit is 1500 that is all you get they probably sold the agreement for 10 times that amount. So the robber barrons get paid twice first from the original sale of the note for the credit then by you who agrees to pay them back plus interest. Free is what is should be for all the harm they cause. However you have unlimited credit with your signature, (powerful isn't it). If you no there is no money and you can never pay a debt, you can only discharge a debt therefore it is only natural to discharge all debt.



Hope that helps