Let me ask a few things to make this clearer then:
- tell the CRA's to VERIFY an entry on my credit report.
Does verify really mean validate? What if the just call the CC company and ask if this is a true account and the CC rep answers "yeah, sure"?
- When it is removed from the CRA, do you then use the letter, perhaps with a notarized affidavit or something, or just send it to the CC company and tell them that they must now drop the account balance, and stop the collection letters?
- You mentioned US Title 15, ch 41, subsection III:
http://www4.law.cornell.edu/uscode/15/1681.html
I didn't see a paragraph 5 under part(a). Can you confirm what you wrote earlier?
Have you tried this new method or plan to try it soon?
I would much rather deal with the CRA than with the CC company as the CC company people can be a bit nasty at times.
Thanks!