Just received a letter in the mail from "Collection Department" from "Account Management Centre"...?? The only company name on the letter is the MasterCard symbol!! I may or may not know
who this is from, according to the account number, but aren't they supposed to say what bank or financial institution??
The letter is a demand letter for payment in 10 days from the date of the letter. (letter was dated Nov 15 and was only mailed on Nov 19, and was received today Nov 24) Do they do this on purpose to scare people into thinking that they only have one day to respond or alternative action will be taken?!!
If there is court action, are they supposed to notify me of a court date, or can they just proceed without notifying me? I am sure it will just be sent to a collection agency, but should I fax something in asking for verification of the debt?? Obviously, I will not call the person on the letter, as I do not do business over the phone!!
Any suggestions?
DR