Originally Posted by cute_chick

Yeah I agree Seeker . . . Either these CRAs just don't give a damn or they are stooopid!! I got another letter from Eperian saying that they already verified the accounts that were deleted from my other reports. And, like TU, they conveniently forgot to explain their investigative procedurs and give me the name of the person who allegedly verified the debt. In other words, their treating my request like another verification request (and it's not).

As speaking of verification, I went to the law library today to reasearch the proper way to verify a debt under the FCRA and FDCPA. Well, strangely enough, Congress never defined *verification* or explained how a debt should be verified!!!! I am floored because verification is clearly defined in other situations (i.e. verification of a complaint; verification of a warrant in a criminal case, verification of a mechanics lien, verification of public assistance eligibility in state court, etc.). This is how the CRAs are getting away with these bogus letters and this is how the debt collectors are helping the creditors rob us!

I plan to go back to the law library on Monday to research Congress' intent for verification under the FDCPA and the FCRA. This, along, with the basic definition of *verification*, is the proof we need to get these bastards to do their jobs! I think I will post this same message on the miscellaneous board to get some help in researching this.