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Originally Posted by zyzzx
After posting my message, I decided to do a little more research and wrote a basic draft for my letter... But, after reading the additional posts and suggestions, I found that my letter was missing quite a bit of information and will use information for all that have posted to finalize the letter.
Thanks Again,
zyzzx
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Way to go!!! Do your own work and research--you'll gain knowledge immensely this way. You're on the right track!
Also, the FDCPA (Fair Debt Collection Practices Act) is only enforceable by you. this means that you have to put them on notice of this Act. It is best to do it in writing and have proof that they received your correspondence.
zyzzx, you are on your way. Don't get frustrated and stop because nothign worked the first time around. Stay on them and amass your evidence. Stay in honor and you'll be fine. Good job.