Greetings Again test,

NO TICKY, NO SHIRTY!!!

That's what it all boils down to "in commerce".

Because the truth is, you can argue you are not "in commerce" all you want.

But that DRIVERS LICENSE you voluntarilly gave them says otherwise.

Fortunately for you, this particular bill collector realized you had a good heart, considering you were not terribly out of the norm, and he was being compassionate. Or, perhaps, you wielded some very devastating and worldly words upon him. No disrespect intended to you, but I suspect the former.

Given your valiant effort, and the end result ... I feel this DOES constitute a success, temporarilly, but be assured ... Mr. bill collector will be that much wiser and less amenable (with you or anyone else) the next time.

Unfortunately, they are paid professional criminals by this new design. Lest we never forget that!!!

Sincerely,
truth