[Jerseee]

Jon,


I would be honored to assist you but, that would make me your counsel and I cannot provide legal advice.& but, i can tell you what has and does work for me.& that is to respond accordingly to their correspondences and never forget not to argue and remain graceful since you know you have remedy.


the technique i use is just that and I taylor the docs to reflect my position and offer.


why not just demand that they verify the debt and at the same time, tender a good faith CPN for the total amount owed?