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Re:credit card wins
Ice,
remember, we never disputed anything--we only asked for the alleged debt to be verified according tot the code.& The tendered payment satisfies the account.& Now if they refuse payment, the alleged debt is satisfied.& If they keep the CPN and continue to bill you--that is another strike against them as they did not adjust the account...extortion comes to mind.
Also they can't have it both ways.& they can't make a concerted effort day after day reporting to CRAs and then turn around and say that the CRAs do not matter.& if they didn't matter then folks wouldn't need to have a credit report pulled on them everytime they tried to improve their lives some how.&
so, we have them in dishonor, going against the code, passing fraudulent information to a public agency, going against public policy,&and probably a host of other things that i am sure you think of to put them out of business.& LOL&
I'd say, "yes" that it is definitely worth it to take them to court for damages when i look at it this way.
thoughts....
__________________
"FOR AS HE THINKETH IN HIS HEART, SO IS HE."
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