[rushpat]

Sorry, I don't have the case citings. I grabbed that post from another forum. It looked legit.

I haven't done any discharges yet, because I haven't finished my UCC filings. I want to have those in place before i do any discharging.

Because of this, I'm still paying on a few CC cards. One of them is a huge balance, with a very high interest rate. I was late sending in the last payment and I received a letter from a collection agency that had some interesting wording, which makes me wonder:

"... If you notify this office in writing within 30 dyas from receiving this notice that the debt, or any portion therof, is disputed , this office will obtain verifcation of the debt, obtain a copy of the judment and mail you a coyp of such judgement or verification..."

Hmm.. they are mixing 'dispute' and 'verification' in the same sentence (they do this more than once). Could this be a ploy to say that is is verified and validated by the fact that you are disputing, instead of asking for verification?