I take a different approach. I respond, immediately, to EVERYTHING, signed, unsigned, computer genderated, witten on an Etch-a-Sketch. I don't care. And I KNOW from personal experience that their "liens" are bogus. (No judgment on file at court means NO judgment filed means NO lien.)


Now, the ONLY reason I do this is, in some, it's a "southern" thing. I'm in Virginia. It was simply beat into our heads that NOT answering someone is, well, just plain rude. And "we" (those dastardly anti-tax people) are the ones who scream about the IRS not answering our positions on tax law, and so forth.


Every response, though focused on that particular letter, always, always, always, contains demands for proof of debt, proof of authorit to collect the alleged debt, verification of alleged debt, and a "friendly reminder" that my response is now in their possession and as such, it is their responsibility to introduce it into court if THEY push it that far.


Never forget: The one who takes the matter to court has the burden of proof.


And yeah, I gotta learn all that other stuff, too.


Randy