[jaylon]

I just want to be certain that this matter is closed and if they want to go run and cash the note be my guess. I have been using the certified verification letter with the CRA's for a number of friends and explaining how the credit game works. Most of them don't take the time to read anything they just want their credit cleaned up. On the member download section under credit clean up there was a great little package, simple and to the point. I have a letter from Winston that is directed toward the chief legal officer of the bureau. It's from his Fiduciary Appointment Package, I think it will get the job done if all else fails. He gives them something to think about: The case precedent is the Cleopatra Haslip case where plaintiff was awarded 4 times punitive and 200 times compensatory for conversion.
I think after this letter I will have exuasted my administrative remedy, and then go to small claims court if they don't act right. He also mentioned that the CRA's are not willing to pay a lawyer $300.00/h to come defend themselves in the county you sue in. You simply ask the judge for a court order to remove the file or have it update to paid as agreed or whatever your demand is.