Jerseee:


I used the cra request from the download area, but without the fdcpa-stuff. We'll see what happens. But I do think your idea of get info from them FIRST is absolutely the first step to take.


And that's what's going on around this household as well. By "luck of the draw," picked a "credit card," wrote 'em, and said, "Naw. I don't wanna pay this, etc etc."


Randy