"I'm curious to know what they would do when you demand to see the proof of the verification."


That's the problem.& They are required to disclose all information&in your credit file, but what does "verify" mean to a credit reporting agency: Does it mean a note with&the person's name and address?


Section 1681(g)& Disclosures to consumers:


(a) Every consumer reporting agency shall, upon request, and subject to section 1681h(a)(1) of this title, clearly and accurately disclose to the consumer:


(1) All inforamtion in the consumer's file at the time of the request, except that nothing in this paragraph shall be construed to require a consumer reporting agency to disclose to a conusmer any information concerning credit scores or any other risk scores or predictors relating to the consumer.


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