Howdy, Ricky....


Gotta learn to not post after spending 14 hours ridin' around in a big-truck. Went back through my notes and found what I needed. In fact, I think it's on another post 'round here.
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<LI>Title 15, Chapter 41, Subchapter III</LI>[/list]

Sec. 1681i. - Procedure in case of disputed accuracy


(a) Reinvestigations of disputed information


(1) Reinvestigation required


(A) In general
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"If the completeness or accuracy of any item of information contained in a consumer's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly of such dispute, the agency shall reinvestigate free of charge and record the current status of the disputed information, or delete the item from the file in accordance with paragraph (5), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer. </DIR>


(5) Treatment of inaccurate or unverifiable information


(A) In general
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"If, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of <U>the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shall promptly delete that item of information</U> from the consumer's file or modify that item of information, as appropriate, based on the results of the reinvestigation."


Randy</DIR></FONT>