Interesting, I thought, was that of the three, only experian sent NOTHING. As someone else had pointed out elsewhere (I think I saw this), experian offers to do an "investigation" IF you give them "specific" accounts.


Oh, and I did think THIS is very important for everyone to know:<FONT face=Tahoma size=2>


Sec. 1681i. - Procedure in case of disputed accuracy


(2) Prompt notice of dispute to furnisher of information


(A) In general


Before the expiration of the 5-business-day period beginning on the date on which a consumer reporting agency receives notice of a dispute from any consumer in accordance with paragraph (1), <U>the agency shall provide notification of the dispute to any person who provided any item of information in dispute, at the address and in the manner established with the person. The notice shall include all relevant information regarding the dispute that the agency has received from the consumer.</U>


(B) Provision of other information from consumer


<U>The consumer reporting agency shall promptly provide to the person who provided the information in dispute all relevant information regarding the dispute that is received by the agency from the consumer</U> after the period referred to in subparagraph (A) and before the end of the period referred to in paragraph (1)(A).


Moral of story? Choose your words carefully. As usual, "everything you say can and will be used against you...."


Randy</FONT>