<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>Here is an interesting bit of CRA info.</FONT>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>Pulled my commercial persons credit report from all three CRA’S so I knew which accounts my commercial person might want cleared up.<SPAN style="mso-spacerun: yes">& </SPAN>What an educational experience to say the least!</FONT>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT face="Times New Roman">There was one entry in particular that I had to discuss with my commercial person, because I had no knowledge what so ever of this alleged account.<SPAN style="mso-spacerun: yes">& </SPAN>It appeared to be a duplicate account of another.<SPAN style="mso-spacerun: yes">& </SPAN>Same bank spelled slightly different, different account numbers, and slightly different alleged debt amount.<SPAN style="mso-spacerun: yes">& </SPAN></FONT></FONT>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>So in closer examination I noticed the mystery account was only open from <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:date Month="1" Day="26" Year="2004">1/26/04</st1:date> to 2/13/04 (2 weeks, 4 days).<SPAN style="mso-spacerun: yes">& </SPAN>Well, in going through my records, in that same time frame I sent a CPN to the alleged collector and guess what!!!<SPAN style="mso-spacerun: yes">& </SPAN>The CPN was for the exact same amount as the mystery account.</FONT>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>There you go.<SPAN style="mso-spacerun: yes">& </SPAN>A CPN does discharge your debts dollar for dollar!!!!!<SPAN style="mso-spacerun: yes">& </SPAN>Both alleged accounts show as account closed and paid, but in remarks it states “profit and loss write-off”.<SPAN style="mso-spacerun: yes">& </SPAN>Oh Well soon to be deleted.</FONT>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>Verina</FONT>