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Ice,
I do not believe that there is any "law" which does allow this conduct. The CCC's claim that they are allowed to do this according to the OCC rules. I didn't think that the OCC can make laws but regardless as to whether or not they can, I did do some research and found that there really is not any or regulations (at least not now) in the OCC that allows them (the Banks or CCC's) to do this. As to whether or not I agreed to this conduct, absolutely not. I even wrote them and told them so. However I'm more interested in this from a conversational standpoint (rather than dealing with my own personal situation on this Forum, I'm currently dealing with that myself) but am curious to know in general how this is viewed by some of the Forum members and what potential legal implications it might have. I am also curious as to how many people have run into this same issue (or are at least aware of it) and what their experience was in terms of being able to either get it fixed or what the end result turned out to be in their case. They may not even be aware of this (changing of their account numbers) unless they happen to be monitoring their credit reports on a fairly regular basis since the banks do not notify the cardholders of these changes as far as I can tell.
Thanks for your interest.
2tim215
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