[Jerseee]

Henrybowman,

The downloads section is a great place to start and its FREE!

Also, if you notice in my letter to all three CRAs, I did not claim that the credit report was mine. It belongs to your commercial person (strawman). Furthermore, I just notify them of the code. They know that they must delete unverifiable information. Also, I would put them on notice of the "willful non-compliance" code as well.

Please be aware that you will be met with resistance. So therefore, study and frequent visits to this forum and the download section are key. Also, a trip to the law library would help too.

Once you use your remedy to satisfy the alleged credit card debt--be ready to fight and have fun.

No one is above public policy. And NEVER ARGUE.