DISCOVER BANK IS NOT DISCOVER CARD SERVICES
As JRB and others have pointed out, "Discover Bank" is not "Discover Card Services, Inc." They are wholly different corporations with different charters. Gathering knowledge about bank payment systems and how the credit card card payment systems work one would know for sure that (and why) Discover Bank and Discover Card Services, Inc. are wholly different and that they primarily (from the external view) share brand and identity (i.e. marketing spiel). Is a credit card company necessarily a bank? Discover Bank might "operate" Discover Financial/Card Services or w/e it is but that does not mean that they are the same entity.
DISCOVER & SEARS
Discover Bank is a Delaware-domestic corporation [#0434407 and since 4/4/1911 (Sussex County, Delaware)]. IBM Australia isnt IBM USA. Just cos they share brands doesn't make them the same company. "Uncover Financial" and could a trademark/logo/tradename utilized by corporations named "Hot, Inc." and "Cold, Inc." which were each respectfully formed in Nova Scotia and Papua New Guinea and they could still share that samed "Discover logo" but that doesnt make them the same corporation.
DiscoverCard is technically a *brand* of credit card that came out of the Sears Financial Network or w/e of Sears the retailer. Discover Card Services is based where its mamma and the Sears Tower are based: Chicagoland, Illinois. Sears bought Dean Witter Reynolds. The retail side's rejection of MC and Visa hurt the retail and so Sears sold the "financial side" off and it wound up in the hands of Morgan Stanley. Discover Card Services, Inc. or w/e is still an Illinois corporation.
Now, to my knowledge, Discover Bank cant sue in Florida without a certificate of authority. If they have in the past, that may mean the defendant/respondent didnt know better. Will a judge necessarily take judicial notice for a plaintiff or defendant who doesnt give such judicial notice?