[iamfreeru2]

Originally Posted by MADDOG

Hello iamfreeru2,

I am in Florida... so are you, right? =)

I have no idea what a novation is, and I would be very grateful for the knowledge and help. Thank God our place has been homesteaded for over 5 years! As you probably know, only Florida homesteads older than 4 years are safe under the new bankruptcy laws. In return for help here I want to share anything I've done that seems to have worked for my case. 3 out of 4 banks appear to have stopped attempting to collect, but who knows if that will last? I notice that some other members had a quiet period and then, WHAM, the collectors came back with a vengeance!

I don't think we can trust John Gliha or any of these debt elimination "gurus". I think they took me for several thousand dollars and just left me to the sharks. Thank God for suijuris!!! I've seen a lot of intelligent research and advice shared here. I'm sure that the banks DO create money out of thin air, and I DO believe it's a fraud to collect someone's labor, or take the equity in their home in return for legalized counterfeiting, but the legal system certainly doesn't agree. It's a real uphill battle, with "Goliath" against us. What is the right "rock" to put into the slingshot? =)

John Gliha used to be affiliated with ADS (Alternative Debt Services) and apparently they got into a disagreement and Gliha sued ADS for plagerizing his materials. I think ADS is gone now, but it was through them that I first learned about John Gliha. I bought his "Winning the Collection Game" after ADS screwed me and wanted more money. There seem to be some good tips in WTCG but I learned just as much valuable info from Jurisdictionary.com, where I learned all about court procedure and how to write motions, answer the complaint, etc. Heidi mentioned jurisdictionary on quatloos, and I agree, that Florida attorney, Fredrick Graves is extremely helpful with his materials.

Well how does one use "novation"... and what is it?

Yes I am in Florida. I have not used novation myself, but know those that have. Seems to work well. The bankster use it all the time as well as the legal profession so I am told. Jason Whitney is a good one to talk to about it and I believe he may have a kit for it. I have also heard of Frederick Graves, but not in relation to novatio.

Where I am we have a group that gets together regarding Redemption and in fact just recently a member was victorious in criminal traffic court. You have probably seen my posts about it in UCC and success stories sections.

Check your PM and we will have to connect and talk. I can find out from you if I have something that may help you and vice versa.