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Old 04-05-2004, 01:54 PM
HenryBowman
 
Posts: n/a
Re:CRA LETTERS AND PAST DUES AT CC BANKS

Quote:
Originally Posted by Randy


Quote:
Originally Posted by Jerseee
Which means to send them a CPN for the full amount and ask for verification at the same time.



But a CPN isn't really "payment." Is it? But the "promise" to pay is based upon the condition of verification, right?


I.E., if a check (plain ol' check) is sent, along with the VOD request, what will keep them from taking the money? (It's not like I think these people are honest...)


Thanks. Hate to beat a dead horse, but that "something" still just hasn't clicked.


I'm just not getting how a conditional promise to pay is equivalent to "paying." That's all.


Ow. My head hurts....


Randy



If you will remember, FRN's aren't really payment either. I think the animal we are all looking for is a negotiable instrument, and it is my understanding (as incomplete as it may be) that several items fall into this category, including FRN's AND CPN's. BOE's are probably in there too, I am still learning like the rest of you, and will always be learning.

A Check is a negotiable instrument as well. But it is not "payment". How can you pay a credit with more credit?

you can't, thus the CPN should equal the FRN.

Jersee will correct my error, hopefully.

(not to be taken as legal advice)
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