Ice,

The main reason I called them was to let them know that I would be writing them, and to get a couple more names for documentation.

I did accomplish that, so I feel it was a good move.

The lady I taked to was a flunky anyway, so she was basically just taking notes.

I am going to try to figure out a NoD for this action, then charge them (heftily) for my time, and offer to settle for $1000. If they refuse, we can go to small claims court, and address the issue.

THe FDCPA says damages PLUS up to $1000 can be awarded.

Since I work at home, they have damaged me by interrupting my time that I provide for my family.

Any ideas on how to pursue this in writing and a claim would be welcomed.

I will not take your replies as, nor am I seeking legal advice.