one mistake in your initial request was a failure to state the specific items needing verification.& you must do this.


it is like the 5th amendment - you can take the 5th amendment to each question asked, but not blanket:


"i take the 5th amendment to all questions"& WRONG - jail & begin again with ALL questions REQUIRING answers - no 5th anymore!


"i take the 5th amendment to that question"& CORRECT.& go past GO!& collect $200...


proof of the latter comes from a personal acquaintance of mine whose case was before the IRS as a WITNESS - not actually on trial!& he was told, by an attorney, to "plead guilty to his name & address [i.e., admit to his identity]" but answer with the 5th to each and every question - NOT BLANKET as that would lead to a re-asking of the questions with no immunity.& after some questions, the examiner asked my friend if he was going to plead the 5th to each question.& his response "depends upon the question" let him go.& if he had answered "Yes", that would be the same as a blanket 5th.


you must state which items you need verified.& this is also per the FDCPA code if i'm not mistaken.


what you'll have to do now is contact your creditors (see jerseee's method) and then re-approach the CRAs with your results and have the information re-investigated and removed.& i think that's the route i'd go.


jon