MOVING ON - Convert what you can to cash. Think,
"D-O-W-N-S-I-Z-E." Sell everything. Pay bills and
reduce debt as much as possible. Save all receipts and bills
of sale. You may need to account for everything later.

THIS MEANS: Cancel subscriptions and non-essential services.
Cash in stocks and bonds. Sell the Lexus, the Suburban, the
RV, and the boat. Sell your time shares for the condo,
jewelery, china, and silverware. Include anything and
everything you can think of. That means "boy's
toys" too. You're not gonna have time for them once the
proceeding begins.

Before selling your house, convert your equity into cash by
refinancing. You're gonna need it. Remember, there's no
guarantee that a sale will occur any time soon. For that
matter, there's no guarantee you'll get your asking price.
Furthermore, with commissions, taxes, fix-up and
misc expenses, your equity could dwindle to something far
less than you expected. It's best to cash out while you can.

The idea is to liquidate what you can ahead of time, while
you have time. You won't have that luxury later. The time to
sell is BEFORE you really have to. If you wait 'til the last
minute, you'll be selling at a deep discount.

Keep plenty of cash on hand so there's no paper trail. You'll
need this for "emergencies." For starters, earmark
$10K for attorney fees and court expenses. Expect to need
more later.

YOUR JOB:

Now is a great time to consider career options. They may be
offered at work, or you may have to be creative: early
retirement; continuing education; sabbatical; voluntarily
lay-off/termination. Collect unemployment, severance package,
restructure your career path. Do anything to minimize gross
pay and maximize time spent getting prepared.

Postpone raises and promotions (if possible). Get your
employer to tuck away a percentage of your salary where it
can't be touched. Think, "asset protection." The
idea is to minimize child support and alimony payments. You
can return to your career path when this is over.

You may want to cash out your retirement/401K. Your STBX is
gonna get half. You may as well get the other half. Your
"rainy day" is here.

I know this sounds like a lot. It is. There's a lot at stake.
Remember, the war starts the moment you file. Once you file,
all hell's gonna break loose. You'll barely have time to keep
up with details that follow, much less play
"catch-up" or track down any of the above.

Rule of thumb = Preparation means everything

LOCK AND LOAD!! NEVER GIVE UP!! NEVER LOOK BACK!!