[dashboy]

Tatsy,
You have certainly said a lot in your post. Are you saying someone threatened your life over an alleged debt? If so, did you notify your local Police Department to at least get a police report for documentation?
Aside from that, I believe it is important to stay with the Law and away from other approaches (7th Fire) that leave you without help when roadblocks arise. For what it is worth, I think you should step back and re-evaluate your approach. It is true that original creditors collecting their own debts (assets owed) are not subject to the FDCPA, but they are subject to the FCBA, provided you sent it to the proper party at interest. Did they answer your FCBA notice within thirty days?

I think you have made the mistake of sending your correspondences to the wrong parties. You have also made some assumptions that may be off base as well. What makes you think SALLIE MAE, NELA or GRC is the original creditor? Did they tell you this in correspondence? Did all three claim to be the original creditor? Perhaps you should do a little background check on all three to find out who they are!

Who actually loaned you money for your alleged student loan? Have you sat down and read over all the original truth in lending copies given to you after signing? What do they actually say?
Why are you sending them negotiable instruments, debt securities that they can and will keep for their own account and still possibly litigate against you anyway? Why are you sending affidavits as testimony when they need to be testifying with their own proof of claim that you owe?

You stated that your wrote the FTC and other Gov agencies who told you the problem was outside their jurisdiction, when in fact you should be writing the bank regulator who regulates the original creditor. This would be the bank you sat down at to sign your original documents. Did this original creditor assign your note to one of these other agencies (Sallie Mae, ECT...)?

Was the copy sent to you front and back? Was it certified? If not, how far of a drive would it be for you to go see the originals with your own two eyes?
What is it you think the UCC-1 will do to discharge the debt? Is the proper party coming after you for this alleged debt? Is there a debt?

I know I may have raised more questions than answers but they are legitimate ones that need to be answered for your own peace of mind before you continue your assault. Make your assaults more productive by asking the proper questions directed at the proper parties.


dashboy~