It may seem that most may meet the preconceived criteria implied in your comments . . . . But . . . . Not all here do.

I couldn't give a hoot bout mortgages. Even knowing bout Fiat currency and all. I lived fairly frugal for many years even with a mortgage, converted spare worthless FRN's to Real money so they wouldn't loose their value. Recently Purchased a place where the moron wanted FRN's so I converted years of saving back to worthless FRN's the idiot wanted and made the exchange.

My issue and that of some others here is so called property taxes . . . because . . .