First of all everyone the name is Howard Griswold and he is a wonderful man I have met him on several occasions and he is very brilliant.& Do any of you have his UCC 1 Security Agreement?& It is good to have and he will explain how to use it if you have him do it.& He is full of knowledge and is very hard to get ahold of even by phone.& I have his number but it will do you no good for even I have to mail him for a quicker response and I usually get it thru a third party.& He has opened his life to help all of us and has only asked for room and board and maybe transportation.& He has been to a few seminars out my way and luckly I live just 2 hours from him. Howard is just like any other working class person he has just choosen to live his life learning what our rights are.& If you did not get a response from him on your problem then maybe you should ask him again.& He may of had a lot on his mind.& Do not give up on him but understand he has not been feeling well for a long time now and he is not getting any younger.& I missed him two weeks ago because I had a doctors appt.& and he called me I called him and we just played phone tag.& Mail him again don't give up on him he is again very kind and willing to help. One of the kindess people I know and unselfish.& Good Luck to all of you.& God Bless Bobbie