Ricky,
When I use "certified verification" I am basically asking for a living human being to ensure the information that they are reporting is accurate and for a living human being to sign a statement saying so.
Of course you will not get this from the CRAs since that would make whomever accountable.& So they will generate a computer printout with the info on it.
In sec 1681e. (of that code):
<DIV class=divDataText>
<P class=labelLeader-1><A name=1681e.b><SPAN class=label-1>(b) </SPAN></A><SPAN class=labelhead-1>Accuracy of report</SPAN>
<P class=labeltext-1></DIV>
<DIV class=divDataText>
<P class=labelLeader-nohead-1><A name=1681e.0><SPAN class=label-1></SPAN></A>
<P class=labeltext-1>Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.
<P class=labeltext-1>In sec 1681i.
<DIV class=divDataText>
<P class=labelLeader-2><A name=1681i.a_5><SPAN class=label-2>(5) </SPAN></A><SPAN class=labelhead-2>Treatment of inaccurate or unverifiable information</SPAN>
<P class=labeltext-2></DIV>
<DIV class=divDataText>
<P class=labelLeader-3><A name=1681i.a_5_A><SPAN class=label-3>(A) </SPAN></A><SPAN class=labelhead-3>In general</SPAN>
<P class=labeltext-3></DIV>
<DIV class=divDataText>
<P class=labelLeader-nohead-3><A name=1681i.0><SPAN class=label-3></SPAN></A>
<P class=labeltext-3>If, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shall promptly delete that item of information from the consumer's file or modify that item of information, as appropriate, based on the results of the reinvestigation. </DIV></DIV>