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Sec. 1681b. - Permissible purposes of consumer reports


(a) In general


Subject to subsection (c) of this section, any consumer reporting agency may furnish a consumer report under the following circumstances and no other:


(2) <U>In accordance with the written instructions of the consumer to whom it relates</U>.


(F) (ii)


to review an account to determine whether the consumer continues to meet <U>the terms of the account</U>.


Hey, Ricky...


I would think if the CRA determines/verifies the "terms of the account," AND your "written instructions" include a "request" for such disclosure, the CRA has no choice but to honor your request.


If that doesn't work, and knowing that the CRAs report everything you submit to the original creditor/debt collector, well, write to the creditor/debt collector and insist that they supply you with the information supplied to them by the CRAs.


Randy</FONT>