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Re:research help, please
Why woud you send a negotiable instrument to the bill collector?& You made no contract with them.& The ignore requests for validation, so why are you tendering any payment?& Wouldn't it be better to just do a simple VoD, and wait for them to do so.& If they do not, I think you can still do a Certificate of Default.& If they pursue the issue, you can then enter the CD in your court file (with your court case #¬ed)&as evidence of prior judicial ruing through the notary in his/her official offer of the court status.& This should prove that you have followed the procedure as outlined in the FDCPA and that you gave the bill collector three chances to remedy, which they chose to dishonor.& A judicial review could be had if to prove the procedure was correct in it's execution.
Do I have that right, Ice?& Jerseee?
No argument.& No disagreement.& No dispute.& Just a simple request to validate that was dishonored and documented as such.
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