Hello all, I am new to this forum. I'm a college grad student, and have about 4k in CC debts that I am current on. However, money is tighter than ever, and I don't know how much longer I'll be able to keep up with them. I've been reading through the posts, but am still confused. Should I let my accounts become delinquent and deal with a CA, or what? By the way, the my 4k is spread out evenly over 4 different cards, so the most I have with any 1 creditor is $1000. What should I do? Please help!


Thanks to all,


B.