[seeker]

I have run through this senario myself... starting with the orginal CC and then to a collection agency (who purchased the debt), then a pseudo-lawyer, then a second lawyer/collection agency.. With each I have sent a Request for Validation, within the timeframe and not one has responded as requested.& As you can tell, they keep handing it to another.& The latest "debt-torney" sent me a NAF "Claim form" indicating that he was sending it to the NAF for Arbitration.& I am sent a second (actually FOURTH AND FINAL) cease and desist/request for validation letter, to the originator, but am not sure if I should go ahead a carbon copy to the NAF or wait for them to send me a letter (will they?)& A few questions I have ... did the D_A (love those intials!) actually send something to the NAF or is he setting me up to write to them "inviting" them to invade a private matter.& Why has he not responded to my validation requests?& I informed him that I would be charging him for each additional contact he made to me.& (UCC filing?) and I quoted code/ Civil Right violation and his "Procedural Code" violation (lawyer code).&


My thoughts are that as long as you respond in a timely fashion, ask for validation in clear terms, (please provide me with the original contract giving you jurisdiction in this matter), do not argue (or dispute), and let them know there will be consequences for continued harrassment (as per the FDCPA), you should remain in honor. Remember to respond via Certified or Registered mail to verify receipt and carry through on threats.& I intend to bill this D_A for any new contacts made by him to me to the tune of $10K per -- that's what I told him it would cost him to talk to/bother me, from this point on.&


Any additions?&


Thanks for all the help from this board!


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Seeker