Check the code for you state, but I think it's the same in all states. So:


Make absolutely certain you "request" proof that the collector is licensed to do business in your state. If not--or they fail, refuse to provide such proof--tell them to go away.


And while you're waiting to hear from them, contact the secretary of state yourself and ask if they have a record of the debt collector.


Always a good thing to see someone else doing what I wish I'd have started doing when I was 17 years old and left home:


Demand to see proof and verification of alleged debts!


Best to you. But you'll do splendidly!


Randy