[macerico]

Well, let me share a tidbit of info.

I've been wondering how to make student loans go away when it's illegal to lend credit in the first place.

Well, one group that promotes that they can help had the same "Yes, we can" spirit until they hear about student loans and then you hear that silent "but" in their voice.

Well, I honestly asked them what was it about student loans to make them different/harder to help with.

After some back and forth to find someone who could take a stand and boil it down to something to-the-point, I finally got an answer....

Student loans are no different from any other unsecured debt of credit, but they DO get preferred treatment. So, it's not that you can't make them go away, but the original lenders really have something going in their favor if they want to fight.

So, what option is there that changes everything? The key is WHO holds your student loans NOW. If it's still the original lender, odds are it would be difficult to dispose of them. If you've DEFAULTED and it's been sold to a debt collector, you can easily get rid of them like any other credit card debt. If you're making payments and A BANK has bought your loan, then you can get the same results.

The key is that the original lender has to be out of the loop. Otherwise, there is a long administrative process you have to go through before it can be nullified.

Knowing that, if you want to take on the student lenders, you'd better make what assets you have bulletproof BEFORE you take them on.