[mrg]

I have just joined the forum, and am interested in information concerning discharge of student loans.

The loan became due in 1992.

It went to default.

It is now with:

U.S. Department of Education
William D. Ford Federal Direct Loan Program.

It is very large, mostly due to the usury.

I will never be able to repay it, and since they did catch up with me, and get me into consolidation with them in 1997, I have had it in forbearance, and deferment.

These options, I think, are done, and they will want $$ starting 3/14/06.

They will want a minimum payment that is way more than I can afford.

First, is there info elsewhere on site I need to look at b4 I ask for others' help?

Second, can they be staved off further until I figure out how to best approach a resolution?

Third, does anyone know if once the Dept. of Ed. has it, will they seek to garnish right away if I do not start paying, or will they sell it to debt collectors, or what?

Fourth, can I get the Dept of Ed. or anyone else to help me locate the original sources from which the actual "credit" evolved, and the promissory notes, and the banks from which the disbursements issued--or does anyone know how one goes about this?

I am only just beginning to fully waken. I am a more than decent student and researcher, enjoy it, and strongly feel a moral responsibility to learn who we are and where we live (still in Babylon, as far as I can figure), and what options for meaningful progress are available.

I joined the forum after reading through the whole UCC archives, which was a very bumpy, albeit, interesting and informative ride.

I have completed my UCC filings as per Barton Buhtz.

Not too sure about UCC strategies, (or sovereignty, or common law, etc.) but I am all filed there (UCC), and I have studied upon it quite a bit--enough to know it can bite if one does not know exactly what one is doing, and that in principle it seems tactically sound.

I am quite certain that I am a born free sovereign flesh and blood human being standing firmly in the Kingdom of our Creator, and have my home on the free soil of the Republic of Illinois, whose state Seal proclaims: "State Sovereignty, National Union.

I am not fearless however, and perform certain adhesion contracts under threat of the law of the Gun. (L'Homme Arme, in musical history terms.)

I have CC debt and am practicing on debt collectors with FDCPA Cease and Desist Notice Prior to Validation of Debt, Cc'd to Illinois Attorney General, and Auditor General, which causes the 3rd party collectors to close and return the file they bought to the original "creditor" who sells it to another third party interloper,ad infinitum apparently.

I had an ex parte (hocus pocus, presto chango,the hand is quicker than the eye) garnishment of a $3500 CC debt prior to having any knowledge about debt, credit, money etc., and am in process of learning all I can about law, the legal system, various renditions of history, taxes, the infernal revenooers and flatland furriners and etc.

I have met the enemy and he is us (or US, or both, or one of the other depending on which side of the road you are standing.)

This garnishment (and my proclivity for informing students of some of the seemier aspects of gummint schools, and what a crock they are being fed, and how, and why what they actually experience on the urban streets, and "learn" and get "tested" and "graded" on in "school" seem to be very different--talk about cognitive dissonance!) seems to have gotten me fired and blackballed from a career with the Chicago Public Schools.

(The utter corruption of the Municipality of Chicago, and the Corporation of Cook County Illinois seems to be pretty much of a treasured "National Heritage" I seem to be discovering.)

The person who has helped me w/ my UCC filings (through Barton), has been a good source of learning, as has Barton's information, and I have gotten to know a few others in the varying and diverse lines of inquiry, and issues that this forum seems to address, and, I study and research on the internet a great deal.

(BTW, I have never been asked to "pay" for anything for help with filings and all help has been totally free of charge.)

I have gone to court experimentally once (using law, not UCC), concerning the perjured affidavit of service concerning the garnishment, and was bulldozed by the Robed One and his Esquire, (the judge practiced law from the bench and the pimp and whoremonger voire dired right in front of me, the judge said he was going to deny my motion to quash, due to lack of competent legal counsel--I was pro se--regardless of the clear stare decisis which he referred to with contempt, and I could appeal if I did not like it etc.). This did not really cost me anything and was very educational, as well as good practice.

I know I will be researching this forum very thoroughly for this and other good info that I feel is here, but thought that I might introduce myself and ask a tentative question or four.

Anyway, I am posting here because the student loan is my only really huge debt, and this thread has to do with a student loan victory--congrats on that.

Thanks,

Mike G.