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My Response to Transunion. Opinions
Transunion wrote the following:
Thank you for contacting Transunion. Our goal is to maintain complete and accurate information on consumer credit reports. We have provided the information below in response to your request.
Re: Verification Documents not Available
We store information in our records as it is supplied to us by our creditors. When information is disputed, we are required to investigate and record the current status of the information. We do not provide dispute verification responses received from creditors. If you need to obtain documentation or written verification concerning your accounts, then please contact your creditors directly.
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It then goes on to list what can be reported, blah blah blah.
I am thinkinf of the following response, and would appreciate opinions on it:
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Dear TU:
Thank you for informing me that verification documents are not available for the following accounts:
Alleged Creditor: Alleged Account #:
XXXXXXXXXX 123456-789
XXXXXXXXXX 78912345-6
Since you cannot provide certification for the accounts listed above, I am requesting that they be removed from my commercial person's report for my commercial person's well being. I am making this request in accordance with USC 15, chapter 41, subchapter III, sections 1681e, 1681g, 1681i, 1681n, 1681o, and 1681s.
Please inform me of your actions.
Sincerely,
HB
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What are your thoughts on the above letter.
I consider this the 3rd stage of the process:
1st letter was blanket Certifiec Verification letter,
2nd was item by item Cert Verification ltr.
this one is asking them to remove their feet from their mouths.
All reference the code.
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